What is the opposite of Retail Banking?

The opposite of retail banking is wholesale banking. Retail banking primarily deals with individual consumers, offering services like savings accounts, personal loans, and mortgages. It's focused on providing financial services to the general public, catering to the mass market rather than large entities.

In contrast, wholesale banking involves dealing with financial institutions, corporations, and government agencies. It focuses on large-scale financial transactions, such as underwriting, mergers and acquisitions, and large loans. This segment typically requires a higher level of sophistication and larger sums of money compared to retail banking.

This distinction highlights the different target markets and services offered by each type of banking, illustrating that while retail banking serves individual customers, wholesale banking is dedicated to larger institutional clients. This makes wholesale banking the correct answer when identifying the opposite of retail banking.